Suzette Eaddy listened closely late this summer to news reports about elevated terrorism threats. Eaddy, director of conferences for the National Minority Supplier Development Council Inc., New York, was particularly concerned because her group would be meeting in Washington, D.C., just a couple weeks before Election Day. Eaddy looked into purchasing terrorism insurance. After getting quotes that ranged from $19,845 for limited coverage to $138,915 for full coverage, she decided against it. ...

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