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Million Dollar Round Table (MDRT) has taken the first step toward updating its qualification criteria, fulfilling a pledge made a year ago by MDRT President John Cruikshank. For the first time, agents will earn membership credits for "nontraditional products"--for example, long-term care, mutual funds, group and individual health insurance, and (for international qualifiers) retirement products. When incorporated into the MDRT by-laws, agents will be able to earn up to 40 percent of their

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