Some skeptics are bracing for chaos when the European Union officially rolls out the euro on January 1, 2002, but others expect a smooth transition. More concept than reality since 1999, the newly minted coins and paper money will physically replace the 12 member countries’ so-called legacy currencies, and some businesses may be caught unprepared. While larger corporations are ready for the switchover, banks are scrambling to educate smaller firms and consumers about what the change means ...

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