Overlooking the Pacific Ocean, a beautiful lagoon, and an Arnold Palmer signature golf course, the new Four Seasons Aviara in Carlsbad, Calif., was the site of the fifth annual Lynette Owens & Associates Insurance Advisory Board Winter Meeting. While in north San Diego, the group got a chance to sample some of the local attractions, including the Wild Animal Park and the Orfila Vineyards Winery in Escondido. The arrangements were handled by Patti Roscoe & Associates. In attendance ...

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