If the trend toward insurance company consolidation seems to be coming at insurers like a "merger monster," it doesn't mean you should call in the National Guard. It just means that when a merger crashes in on your company and your department, it's bound to be unwieldy, a little scary, and impossible to outrun. How you survive it, on the other hand, will depend in part on the role your company plays in the deal: Are you the hunter or the target? The acquirer or the acquired? The acquiring ...

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