On the beach at the Mauna Lani Bay Hotel & Bungalows on the Big Island of Hawaii, top salespeople from Physicians Mutual Insurance were enjoying the waning hours of a well-deserved incentive program. After a beachfront buffet including an imu ceremony (pig roast) and a picture-perfect sunset, many in the group were dancing to ukulele renditions of pop songs, enjoying a final mai tai on the beach and stargazing with a local astronomer. Little did they know that, inside the hotel, one of ...

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