From left: Ron Ross, guest; Joely Jackson, The Ritz-Carlton, Istanbul; Judi Hast, HM Insurance Group; and Scott Shivner, The Ritz-Carlton, Rancho Mirage

Ashley Cawood, The Ritz-Carlton, Fort Lauderdale (left), and Lori Frino, The Ritz-Carlton Resorts of Naples

Attendees on the Baby Beach Jeep Safari, headed to their own private snorkeling spot

Taking in the Aruba scenery during a Jeep tour stop

Attendees on Aruban transportation known as KuKoo Kunuku

“The Natural Pool,” a stunning snorkeling spot that provides a terrific attendee activity

Ashley Cawood, The Ritz-Carlton, Fort Lauderdale (left), and Martha Fetter, Travelers

Wayne Robinson, CMP, Northwestern Mutual, and Crystal Robinson

Patricia Kerr, CMP, Nationwide, and Jeff Kerr

Dianna Hermesmeyer, Liberty Mutual Insurance, and Brian Hermesmeyer

Pam Ferguson and Tracey Anderson, both from The Ritz-Carlton Hotel Co.

From left: Jessica Schroeder, The Ritz-Carlton, Boston Common; Shelia Cleary, National Life Group; Nicole Burke, guest; and Lori Frino, The Ritz-Carlton Resorts of Naples

From left: Nick Calabrese; Heather Calabrese, Aetna; and Christine Judson, Hotel Arts Barcelona

A beautiful final-night dinner setting on the Event Lawn at The Ritz-Carlton, Aruba

Attendees at the 9th Annual Ritz-Carlton Insurance Advisory Council meeting, held at The Ritz-Carlton, Aruba, one of the newest resorts in the portfolio.